When you are ready to purchase a home, it makes sense to negotiate from the strongest position possible. In a strong real estate market, sellers can be more selective in the final buyer they choose to negotiate with. With that said, there are certain things you can do to make certain that your offer is the one Seller goes with.
The vast majority of Purchasers today go about the process entirely wrong, putting themselves at an overwhelming disadvantage!
Let's look at this from the Seller's perspective for a moment. If you were the Seller and had multiple offers on your property, all things being equal, would you accept the one with Certificate of Financing Approval or the one that was still Conditional on Financing? The answer is obvious. Why then, do so many buyers wait to start the financing until after they have found the home?
Not convinced? If you were out shopping for a car, you'd have a good sense of the amount of money you wanted to spend BEFORE you bought the car, correct? Why fall in love with a high-end Porsche, when a reliable sedan is more in your ball park? Why waste your time looking at homes you can't afford? Save time AND money; know your numbers before you start shopping.
The Pre-Approval process is straightforward, simply complete the form on this page. The system will forward your information to our certified mortgage professional who can assist you in locating the absolute best mortgage rate and lowest closing costs possible.